1. Introduction
MuseVest LLC ("MuseVest," "we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial planning platform and services.
2. Information We Collect
We collect information that you provide directly to us, including:
- Personal identification information (name, email address, phone number)
- Financial information connected through Plaid (read-only access)
- Income and expense data for planning purposes
- Tax-related information for buffer calculations
- Communications with our advisory team
3. How We Use Your Information
We use collected information to:
- Provide personalized financial planning services
- Calculate your income volatility and tier assignment
- Generate runway, tax buffer, and liquidity recommendations
- Monitor behavioral triggers and provide alerts
- Communicate with you about your account and services
- Improve our platform and develop new features
4. Data Security
We implement industry-standard security measures to protect your personal information. Financial data connections use Plaid's secure, read-only API. We do not store your banking credentials. All data is encrypted in transit and at rest.
5. Third-Party Services
We work with trusted partners including:
- Plaid Inc. for secure financial data connections
- Otto for accounting and tax integration (with your consent)
- Gradient Advisors for investment advisory services
- Orion Solutions for investment custody
6. Your Rights
You have the right to:
- Access and review your personal information
- Request corrections to inaccurate data
- Delete your account and associated data
- Disconnect financial account integrations at any time
- Opt out of non-essential communications
7. Contact Us
For privacy-related questions or concerns, please contact us at:
Email: support@joinmusevest.com
This privacy policy is subject to updates. Please review periodically for changes.